/* Academia Ninja. Páginas legales. Estilo de academianinja.com (oscuro + rojo). */
:root{
  --bg:#08070e; --bg-elev:#101018; --bg-elev-2:#16161f;
  --line:#23232e; --line-soft:#1b1b24;
  --text:#F3F4F8; --text-dim:#a5a8b8; --text-faint:#6f7284;
  --red:#E10600; --red-hi:#ff2a24; --red-glow:rgba(225,6,0,.35);
  --mint:#00ffb2; --gold:#ffc94d;
  --radius:16px; --radius-sm:10px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{margin:0;padding:0}
body{
  background:var(--bg);color:var(--text);
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  font-size:16px;line-height:1.72;-webkit-font-smoothing:antialiased;overflow-x:hidden;min-height:100vh;
}
body::before{
  content:'';position:fixed;inset:0;pointer-events:none;z-index:0;
  background:
    radial-gradient(760px 440px at 50% -10%, rgba(225,6,0,.12), transparent 60%),
    radial-gradient(680px 420px at 50% 112%, rgba(0,255,178,.06), transparent 60%);
}
.wrap{position:relative;z-index:1;width:100%;max-width:800px;margin:0 auto;padding:40px 20px 72px}

/* Encabezado + navegación entre documentos */
.lg-top{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:34px}
.lg-brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;letter-spacing:-.01em;font-size:16px;color:var(--text);text-decoration:none}
.lg-brand .dot{width:10px;height:10px;border-radius:50%;background:var(--red);box-shadow:0 0 16px var(--red-glow)}
.lg-nav{display:flex;gap:6px;flex-wrap:wrap}
.lg-nav a{font-size:13px;font-weight:600;color:var(--text-dim);text-decoration:none;padding:7px 13px;border-radius:100px;border:1px solid var(--line);transition:all .15s}
.lg-nav a:hover{color:var(--text);border-color:var(--line-soft);background:var(--bg-elev)}
.lg-nav a[aria-current="page"]{color:#fff;background:rgba(225,6,0,.14);border-color:rgba(225,6,0,.4)}

.eyebrow{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--red-hi);margin-bottom:12px}
h1{font-size:clamp(28px,5vw,40px);line-height:1.12;letter-spacing:-.03em;font-weight:800;margin:0 0 10px}
.updated{color:var(--text-faint);font-size:13.5px;margin:0 0 8px}
.lede{color:var(--text-dim);font-size:16.5px;margin:18px 0 0;max-width:62ch}

hr.sep{border:none;border-top:1px solid var(--line);margin:32px 0}

h2{font-size:19px;font-weight:700;letter-spacing:-.01em;margin:38px 0 12px;scroll-margin-top:20px}
h2 .n{color:var(--red-hi);font-variant-numeric:tabular-nums;margin-right:10px;font-weight:800}
h3{font-size:15.5px;font-weight:700;margin:22px 0 8px;color:var(--text)}
p{margin:0 0 14px;color:var(--text-dim)}
strong{color:var(--text);font-weight:700}
ul,ol{margin:0 0 14px;padding-left:22px;color:var(--text-dim)}
li{margin:0 0 8px}
a{color:var(--mint);text-decoration:none;border-bottom:1px solid rgba(0,255,178,.28)}
a:hover{border-color:var(--mint)}

/* Bloque destacado (p. ej. la regla madre de reembolsos) */
.callout{background:linear-gradient(180deg,rgba(225,6,0,.1),rgba(225,6,0,.04));border:1px solid rgba(225,6,0,.3);border-radius:var(--radius);padding:18px 20px;margin:22px 0}
.callout p{color:var(--text);margin:0}
.callout .k{display:block;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--red-hi);margin-bottom:8px}
.note{background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--radius-sm);padding:14px 16px;margin:20px 0;color:var(--text-faint);font-size:14px}
.note strong{color:var(--text-dim)}

/* Índice de documentos (index.html) */
.lg-cards{display:grid;grid-template-columns:1fr;gap:14px;margin-top:28px}
.lg-card{display:block;background:var(--bg-elev);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;text-decoration:none;transition:border-color .15s,transform .15s}
.lg-card:hover{border-color:rgba(225,6,0,.4);transform:translateY(-2px)}
.lg-card b{display:block;color:var(--text);font-size:17px;font-weight:700;margin-bottom:4px}
.lg-card span{color:var(--text-faint);font-size:14px}

footer{position:relative;z-index:1;border-top:1px solid var(--line);margin-top:48px;padding-top:26px;color:var(--text-faint);font-size:13.5px}
footer a{color:var(--text-dim);border:none}
footer a:hover{color:var(--text)}
.foot-links{display:flex;gap:18px;flex-wrap:wrap;margin-bottom:14px}

@media(max-width:560px){
  .wrap{padding:28px 16px 56px}
  .lg-top{flex-direction:column;align-items:flex-start;gap:14px}
}
